Yes Bank Share Price Target; Yes Bank, one of India’s leading private sector banks, has seen a remarkable turnaround story over the past few years. From a near-collapse in 2020 to rebuilding trust with customers and investors, the bank has navigated turbulent waters and reemerged with resilience. This blog offers a deep dive into Yes Bank’s fundamentals, financial performance, market outlook, and share price targets from 2025 to 2030.
Yes Bank Company Overview
| Aspect | Details |
|---|---|
| Founded | 2004 |
| Headquarters | Mumbai, Maharashtra |
| Services | Retail Banking, Corporate Banking, Investment Banking, Digital Services |
| Branches | Over 1,198 branches |
| ATMs | 1,287+ across India |
| Key Focus | MSMEs, digital banking, retail lending |
Yes Bank was founded by Rana Kapoor and Ashok Kapur and quickly became a high-growth private bank known for aggressive lending and fast expansion. However, it faced a crisis in 2020 due to rising non-performing assets (NPAs) and poor governance. Following a rescue by the State Bank of India (SBI) and other major banks, Yes Bank is now on a path of recovery and stability.
Yes Bank Financial Performance Overview (As of FY 2023–24)
| Financial Metric | Value / Growth |
|---|---|
| Net Profit (Q2 FY24) | ₹5.53 billion (up from ₹2.25 billion YoY) |
| Net Interest Income | ₹22 billion (14.3% YoY growth) |
| Gross NPAs | 1.6% (improved from 1.7% in the previous quarter) |
| Loan Growth | 12.4% YoY |
| Deposit Growth | 18.3% YoY |
The sharp decline in provisions and healthy lending growth have helped the bank return to profitability. Asset quality is improving steadily, which is a strong signal of risk reduction and better financial discipline.
Yes Bank Shareholding Pattern (2024)
| Shareholder | Stake (%) |
|---|---|
| State Bank of India (SBI) | 23.99% |
| Verventa Holdings (Advent) | 9.2% |
| CA Basque Investments (Carlyle) | 6.84% |
| LIC | 3.96% |
| HDFC Bank | 2.75% |
| ICICI Bank | 2.39% |
| Kotak Mahindra Bank | 1.21% |
| Axis Bank | 1.01% |
SBI’s majority stake and backing by private equity firms like Carlyle and Advent reflect strong institutional confidence in Yes Bank’s revival story.
Yes Bank Key Growth Drivers
| Driver | Impact |
|---|---|
| Digital Transformation | Mobile and online banking expansion is helping the bank grow its retail base. |
| Loan Portfolio Diversification | Expanding lending to MSMEs and retail customers lowers dependency on risky corporates. |
| Capital Infusion | PE investments are strengthening the balance sheet and funding digital innovation. |
| Lower NPAs | Significantly improved asset quality builds investor trust. |
| Cost Optimization | Rationalized operations and branch optimization lead to better margins. |
Yes Bank Share Price Target (2025 to 2030)
Based on technical analysis, financial trends, and expert projections, here are the estimated minimum and maximum price targets for Yes Bank stock:
| Year | Minimum Target (₹) | Maximum Target (₹) |
|---|---|---|
| 2025 | 19.32 | 27.42 |
| 2026 | 22.00 | 30.00 |
| 2027 | 25.00 | 35.00 |
| 2028 | 28.00 | 40.00 |
| 2029 | 32.00 | 45.00 |
| 2030 | 34.00 | 50.00+ |
📌 Disclaimer: These targets are based on current market data and expert forecasts. Investors should do their own due diligence and consider personal financial goals before investing.
Yes Bank SWOT Analysis
| Strengths | Weaknesses |
|---|---|
| Backing from SBI and strong PE firms | Past governance issues still impact perception |
| Wide branch and ATM network | Stock is still underperforming historically |
| Restructured loan book | Limited global presence |
| Opportunities | Threats |
|---|---|
| Rising demand for digital banking | Competitive pressure from fintechs |
| Retail loan growth | Regulatory and compliance risks |
| Improved credit rating in future | Volatile interest rate environment |
Yes Bank Technical Overview (as of April 2025)
| Parameter | Status |
|---|---|
| 52-Week Low | ₹14.65 |
| 52-Week High | ₹24.80 |
| P/E Ratio | ~12.6 |
| Book Value | ₹17.90 |
| Market Cap | ₹65,000+ Cr |
| Analyst Sentiment | Neutral to Positive |
The technicals show that Yes Bank is consolidating after breaking key resistance levels. It may enter a bullish phase if it maintains strong quarterly results.
Expert Opinion
- Morgan Stanley: “Yes Bank has significant upside potential if NPAs continue to decline and digital banking grows.”
- Motilal Oswal: “We expect Yes Bank’s ROE to improve significantly by FY26.”
- ICICI Securities: “Near-term volatility may exist, but long-term recovery looks stable.”
Should You Invest in Yes Bank?
Yes Bank is no longer the struggling institution it once was. Backed by SBI and private equity investors, it is executing a disciplined turnaround strategy, improving profitability, digital transformation, and corporate governance.
Invest If:
- You are a long-term investor looking for value in the banking sector.
- You believe in India’s digital banking growth story.
- You are comfortable with moderate risk and potential volatility.
Avoid If:
- You prefer stable blue-chip stocks with consistent dividends.
- You are looking for short-term gains with high liquidity.
Final Thoughts
Yes Bank has turned the corner. While the scars of the past are still visible, the management’s focus on improving asset quality, expanding retail and MSME lending, and enhancing digital capabilities shows that the bank is on the right track.
If Yes Bank maintains its current growth and operational improvements, the stock may deliver solid returns by 2030.
